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    Finance your dream home in Carmel Valley Imagine buying your dream home. Connect with a lender to help you make it happen.

    Our team of local financing experts are ready to guide you through the home buying process. We are committed to fast, professional, courteous and personal service to help you understand and feel at ease throughout the home buying process. Our trained and certified loan originators specialize in financing homes in the Carmel Valley area real estate market. We are prepared to find the right loan program with competitive rates and low down payments for you.


    Have Nick Richardson Contact Me About

    Please do not submit any confidential information. This will be shared with both JMJ Financial and Wannebo Real Estate Group.

    About You

    Sponsoring Lender

    Nick Richardson NMLS# 966361

    Senior Loan Officer
    JMJ Financial

    Mobile: 949-400-0644
    Direct: 760-402-6962

    Let me know how I can assist you with your Carmel Valley mortgage needs. I am here to help!